While we can never be completely ready for a roofing emergency, there are smart things you can do to prepare for the eventuality of an emergency that requires roof repair. Emergencies can come in several different forms, so it is critical to always be prepared. The majority of damages will often come from storms, debris, hail, lightning, and high winds. Here are three ways to prepare for unexpected roof emergencies.
1. Plan Your Finances
Setting aside some savings for emergency roof repairs is the best way to stay ahead of such unexpected occurrences. Begin by putting away a few dollars every month towards the eventual cost of your emergency replacement or repairs. If you do not have the cash on hand, roofers often have financing options available so you don’t have to wait. Additionally, you could apply for an emergency personal loan or seek government grants to fund your emergency roof repair.
2. Purchase Homeowner’s Insurance
Most home repair emergencies are covered by homeowner’s insurance. For example, a new roof may have some, if not all, of its repair or replacement costs covered if it was damaged by a storm. Even if you’re not able to see the damage from the ground, a qualified inspector will find it. You should, however, be aware of storms which need special insurance coverage, such as floods and earthquakes. Also, poor maintenance is not covered by homeowners insurance policy.
3. Get a Reputable Roofer Ahead of Time
When you require emergency roof repairs, it can be a confusing and stressful time. This isn’t an ideal time to make important decisions which affect the future of your home. The best time to find a roofing contractor is before you need one.
A qualified residential roofer will carry out a thorough inspection of your roof to determine its overall health, pinpoint trouble spots, and recommend any necessary repairs. Moreover, an experienced roofer will develop a maintenance or disaster response plan to handle all types of roofing emergencies which may arise in your area. By building a strong relationship with your roofing contractor before the need for emergency repairs arises, they will get familiar with your roof and be able to respond quickly.
Do you own a home in Central Florida? West Orange Roofing can help you with all emergency roofing solutions. We work with a wide variety of roofing materials and colors to suit your style and budget, including tile, shingles, metal, and flat roofing. Contact us today to get a free estimate!